Senior Software Engineer, contract, Access Bank

QuickBucks

Access Bank's instant digital lending app: payday loans, salary advance, device and vehicle finance, open to customers and non-customers.

quickbucks.yamllending, payments

# quickbucks.yaml
project: QuickBucks
org: Access Bank
role: "Senior Software Engineer, contract"
domain: [lending, payments]
ships_to: [iOS, Android, Web]
stack:
  - Flutter
  - Dart
  - BLoC
  - Firebase
  - Mixpanel

Context

QuickBucks scores a borrower before they ask, then disburses in minutes. Sign-up runs on a BVN-linked phone number and OTP, so anyone in Nigeria can borrow without visiting a branch.

What I owned

Built the mobile and web apps for every side of the platform: clients, vendors and admin.
Built loan simulation and credit decisioning flows against the bank's proprietary loan engines, for real-time eligibility and personalised offers.
Integrated merchant and partner financing for vehicle and mobile device purchases, with deep links between partner apps.
Shipped Flutter and BLoC apps to bank-grade security standards, with Firebase and Mixpanel analytics for adoption and performance.

Results

18M loansworth over ₦740bn issued by Access Bank's digital lending since 2017, QuickBucks includedSource: New Telegraph

Highlighted figures are results from my role. The rest are public context about the product, with sources.